The day job

CHIEF WEB4 OFFICER WORLD'S FIRST // MULTIBANK GROUP // MB.IO

Keynotes are the broadcast. This is the build. I run innovation for a regulated financial group and the Web4 office at mb.io, where tokenized assets, stablecoin rails, and AI agents are production systems rather than predictions. The title did not exist, so we invented it; the job is making a bank-grade institution native to the machine economy.

18Licenses worldwide
~$35BDaily volume
VARARegulated // Dubai
2005MultiBank founded
The mandate

What a Chief Web4 Officer actually does.

Three jobs wearing one title. All of them ship.

Tokenize

Real-world assets, on-chain, inside the rules

RWA products at mb.io under VARA regulation: real estate, commodities, and the settlement rails they run on. The $900 trillion pool moves one asset class at a time, and we are early in line.

Automate

Agentic AI inside a compliance perimeter

AI agents that research, reconcile, produce, and publish, deployed where a regulator can audit them. The Signal, the internal tooling, and the workflows the keynotes teach all run here first.

Translate

Boards, regulators, and 150+ stages

The same thesis, tuned per room: the Web4 Banking Report for Diebold Nixdorf, VARA-perimeter operations, and the keynote circuit. Someone has to explain the machine economy to the people who govern money.

The receipts

Built and sold before, twice

Two AI startups founded and acquired, CoinResearch.ai among them. Top Web3 builder and advisor for Animoca Brands, Wax, and Avalanche. Building online since 1996.

TradFi x DeFi x RWA x OTC x Crypto Exchange

Already running in production.

The adults have entered the room. mb.io is not a case study I read about. It is the institution I help run from the inside.

18 LICENSES~$35B DAILY VOLUMEmb.io // MultiBank Group
Global OTC Services

Moving size in crypto is expensive. MultiBank Group's daily volume keeps deep fiat, stablecoin, and Bitcoin liquidity on hand, so large trades clear at some of the world's most competitive rates.

$MBG
Global utility ecosystem token

Deflationary burn model, listed under MiCA.

Available on mb.io, Bitpanda, MEXC, Uniswap, and Gate

A regulated financial institution with the licenses, the liquidity, and the daily volume to move size. That is the seat behind the keynote, not a slide about someone else's company.

The paper trail

Written down, on the record.

Commissioned research

The Web4 Banking Report

Commissioned by Diebold Nixdorf: what agentic commerce and stablecoin settlement mean for the institutions that run core banking. The thesis, formalized for the industry that has to act on it.

The book

Digital Sense

Wiley, 2018 CES Book of the Year. The customer-experience playbook that aged into an AI operations manual. Still assigned reading in rooms Travis later keynotes.

The archive

800+ episodes on the record

The Bad Crypto Podcast since 2017 with Joel Comm. Ten million downloads, 1,000+ thought leaders interviewed, every prediction timestamped for the skeptics.